Education

An American Chinese are much easier to get academic loan

As everyone knows, when a baby is born in the United States, the child has American citizenship. They are way luckier when they apply schools or jobs than the Chinese born peers. This article will explain how to apply academic loan and other three things you have to deal with after graduate.

Academic loan

 Green card holders over the age of 18 can apply for various types of student loans in the year when they get a green card. For example, the excellent private universities in the United States have a tuition of up to 30,000 US dollars a year. When a green card person wants to study a 2 year master’s degree. It takes 60,000 to 70,000 US dollars to apply for a loan; this is an interest-free or very low-interest loan, which can be slowly returned after work.

Internship and Employment

Americans working in the United States are unrestricted, and foreign students are in a highly unequal competitive position with American students when they graduate from college. Chinese students studying in the United States have only a handful of top undergraduate graduates and a small number of postgraduate doctoral students who can work in the United States after graduation. It is even more difficult to find a job in a big city, such as looking for a job in New York (also known as 纽约找工作). If a foreigner wants to stay after graduation, he has to go to the big fortune and conduct a h1b lottery (also known as h1b抽签). The US government has a special agency to find jobs for the natives free of charge.

Medical Expenses

The high medical expenses of international students can only be borne by means of international student insurance (also known as 留学生保险) or at their own expense. The medical insurance for international students (also known as 留学生医疗保险) here strongly recommends Huhu Insurance (also known as 虎虎保险). Most of the medical expenses of the United States are borne by social insurance, and parents can stay with them at any time to get more care and guidance in their study and life.

Stay in the United States

After the international students complete their studies in the United States, the first thing to solve is the identity issue. American F-1 students have one year of Optional Practical Training (OPT) internship qualification after graduation. If a student has not applied for an OPT internship within 60 days of graduation, they must leave the United States. After obtaining the OPT visa, seek a job, and then the employer will transfer the F-1 student status to H-1B employment status. After holding the h1b visa (also known as h1b 签证), the applicant can apply for a green card while working. The general cycle lasts for 5-10 years. And every pass you want to pass, finding a good immigration lawyer (also known as 移民律师) is inevitable.